See the low tide before it comes.
Tidewell Advisors helps owner-run businesses plan cash flow week by week and decide when, and how, to grow.
What we help with
Most cash problems are timing problems. Money comes in later than it goes out, or a growth step lands in the wrong month. We find where that happens in your business and what to change.
13-week cash forecast
A week-by-week forecast built from your bank activity, open invoices and upcoming bills. You see which weeks run tight while there is still time to move things.
Receivables and payables timing
Invoice terms, collection habits and vendor schedules decide when money actually lands. We find the gaps and suggest changes you can make this month.
Margin and cost review
A line-by-line look at pricing, job costing and recurring expenses to find where profit leaks out before it reaches the bank.
Expansion planning
Before you hire, open a location or buy equipment, we model what it does to your cash month by month and set the checkpoints to watch.
How an engagement runs
Four steps. You decide after the first call whether to go further.
Intro call
Thirty minutes on what is going on in the business and the decision in front of you.
Share your numbers
Recent bank statements, your profit and loss, and lists of open invoices and bills. Exports from your accounting software are fine.
Written plan
Your forecast, the weeks and costs that need attention, and specific actions ranked by how much they help.
Monthly check-in
Optional. Each month we compare what happened to the forecast, update it, and adjust the plan.
Built for owner-run businesses
Typical clients
- Contractors and trades
- Trucking and logistics
- Restaurants and retail
- Medical, dental and professional practices
- Service businesses with steady payroll
Advice only
Tidewell Advisors is an advisory firm. We do not lend money, arrange financing, sell leads, or refer clients to lenders.
You pay us for advice, and the recommendations are yours to act on.
Request an intro call
Tell us a little about the business and we will set up a time.
Our contact form is being set up and will be available here shortly.